Contact Us For A Rate Quote
Contact Us For A Rate Quote
HOME BUYERS
Save thousands on your home purchase.
HOME SELLERS
Sell Your Home Faster and For More Money.
Buyers, are you feeling overwhelmed by fluctuating rates and escalating home costs?
Sellers, are you seeking effective strategies to avoid price reductions and widen your pool of interested buyers?
This is precisely why The Wendy Thompson Lending Team is here to offer you exclusive savings and resources with our SmartStart RateSaver, aiming to create a win-win situation in today's dynamic and competitive real estate market.
The SmartStart Program is a game-changer for homebuyers navigating the challenges of fluctuating interest rates and rising home prices. It offers innovative mortgage rate buydown options to help reduce your monthly payments or redeem a special credit to put towards closing costs to limit cash out of pocket, making homeownership more affordable and accessible. This is especially crucial in today's market, where financial flexibility can be the key to securing your dream home.
HOME BUYERS
For sellers, our SmartStart Program is a powerful tool to enhance the appeal of your property. By offering potential buyers the advantage of lower mortgage rates or helping them save on the cash required out of pocket through our program, you can avoid the need for price reductions. This unique approach not only widens your pool of interested buyers but also helps in maintaining the value of your property in a competitive market.
HOME SELLERS
What is a Temporary Buydown?
A Temporary Buydown Mortgage is where the monthly mortgage payment is temporarily reduced for the buydown period and is subsidized by the seller or lender. After the buydown period, the monthly mortgage payment returns to the full payment amount, which is determined by the full note rate for the remaining loan term.
Enjoy The SmartStart Benefits PLUS a 5 Year Future RateSaver Refinance
Unlock unparalleled value with The Wendy Thompson Lending Team's SmartStart Savings! Not only do buyers gain significant upfront benefits, but they also secure a Zero Lender Fee Refinance Option within the first five years of purchase. Make the smart choice for your future home with financial flexibility that continues long after you've settled in.
BUYER BENEFITS:
Reduced Monthly Payments: Our SmartStart buydown options help you lower your monthly mortgage payments, making homeownership more attainable in high-rate environments.
Reduced Cash Out Of Pocket: Instead of reducing your monthly mortgage payment, redeem a 1% credit (of the loan amount) to put towards closing costs.
Accessibility to Homeownership: Offers a pathway to purchase your dream home despite rising property costs.
Financial Flexibility: Provides options to manage your finances better amidst fluctuating market rates.
SELLER BENEFITS:
Increased Property Appeal: The SmartStart program enhances the attractiveness of your property by offering favorable financing terms to potential buyers.
Broader Buyer Pool: Attracts a wider range of interested buyers with the financial incentives of our SmartStart program whether it be helping them save on their monthly payment or on closing costs.
Avoiding Price Reductions: Helps maintain your asking price by offering buyers financial advantages, negating the need for price cuts.
YOUR MORTGAGE EXPERT:
Wendy Thompson
The Wendy Thompson Lending Team, led by Wendy Thompson herself, stands out in the Tennessee mortgage industry for its commitment to personalized client service and in-depth expertise. Wendy's extensive experience and deep understanding of the mortgage landscape empower her team to provide tailored solutions for a range of borrowing needs. Renowned for their client-focused approach, Wendy and her team prioritize transparent communication and customized strategies, ensuring that each client's journey to homeownership is both successful and stress-free. Their reputation for excellence in mortgage services is a testament to their dedication and skill in navigating the complex world of home financing.
Ready To Talk Financing With Wendy?
Phone: (901) 461-8858
Email: clients@thewendythompsonteam.com
Website: thewendythompsonteam.com
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TAKE THE NEXT STEP
Don't miss out on this exclusive opportunity for savings! Complete the form now and start unlocking the benefits of the SmartStart Program tailored for you.
This advertisement is not a guarantee of lending. Terms and conditions apply. All approvals subject to underwriting guidelines. The Wendy Thompson Lending Team at Brighton Bank | NMLS #504814